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  • Cyber Fraud in Banking: Key Takeaways from Jaiprakash Kulkarni

    Cyber Fraud in Banking: Key Takeaways from Jaiprakash Kulkarni

    This article was First Published on Bar and Bench on 25th July 2024.   Fraud in finance and banking is known. Jaiprakash Kulkarni & Anr. Vs. Banking Ombudsman & Ors., case highlights the increasing risks of cyber fraud faced by

    NovoJuris
    By NovoJuris 26 days ago
  • India International Arbitration Centre (Conduct of Micro and Small Enterprises Arbitration) Regulations, 2024

    India International Arbitration Centre (Conduct of Micro and Small Enterprises Arbitration) Regulations, 2024

    Introduction The recent introduction of the India International Arbitration Centre (Conduct of Micro and Small Enterprises Arbitration) Regulations, 2024 (“Regulation”) marks a commendable stride by the India International Arbitration Centre (“IIAC”) towards fostering a business-friendly environment. Designed specifically for Micro and Small

    NovoJuris
    By NovoJuris about 1 month ago
  • Comparative Analysis: Phantom Stocks vs. ESOP vs. Sweat Equity Shares

    Comparative Analysis: Phantom Stocks vs. ESOP vs. Sweat Equity Shares

    These plans are popular among startups and mid-sized companies looking for alternative compensation strategies to attract and retain top talent without immediate cash outlays or equity dilution.    Phantom Stock Plan (PSP) Employee Stock Option Plan (ESOP) Sweat Equity Shares

    NovoJuris
    By NovoJuris 2 months ago
  • Referral Fees to Doctors : Is it kosher?

    Referral Fees to Doctors : Is it kosher?

    In the healthcare industry, trust and ethics are paramount. Patients rely on healthcare professionals to guide them through critical medical decisions, expecting that these recommendations are based solely on their health needs. Financial incentives like referral fees raises questions about

    NovoJuris
    By NovoJuris 3 months ago
  • DEEPFAKES AND INTELLECTUAL PROPERTY: UNDERSTANDING LEGAL CHALLENGES AND PROTECTIONS IN THE ARTIFICIAL INTELLIGENCE ERA

    DEEPFAKES AND INTELLECTUAL PROPERTY: UNDERSTANDING LEGAL CHALLENGES AND PROTECTIONS IN THE ARTIFICIAL INTELLIGENCE ERA

    The emergence of Generative Artificial Intelligence has made it easier to alter or re-create an individual’s persona in the digital space with remarkable accuracy, and this raises questions on the ethical implications of the evolving technology. Indeed, the use of

    NovoJuris
    By NovoJuris 3 months ago
  • Potential Approach for Artificial Intelligence Governance in India

    Potential Approach for Artificial Intelligence Governance in India

    This article was First Published on Bar and Bench on 16th April 2024. A brief analysis of the complex adaptive system framework proposed by the Economic Advisory Council to the Prime Minister of India for AI governance in India. While

    NovoJuris
    By NovoJuris 4 months ago
  • Is Customized Approach necessary for Personal Data Breach Notifications?

    Is Customized Approach necessary for Personal Data Breach Notifications?

    This article was First Published on Bar and Bench on 2nd April 2024. With the rise of technology and interconnectivity across the globe, there is a proportionate rise in the likelihood of a personal data breach, which may severely impact

    NovoJuris
    By NovoJuris 5 months ago
  • Enhancing Consumer Protection and Regulation: The Recent Amendments to the Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022

    Enhancing Consumer Protection and Regulation: The Recent Amendments to the Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022

    This article was First Published on Bar and Bench on 27th March 2024. The Reserve Bank of India (“RBI”) has recently issued an amendment to the Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022

    NovoJuris
    By NovoJuris 5 months ago
  • KYC Quagmire: The FinTech Conundrum

    KYC Quagmire: The FinTech Conundrum

    The Reserve Bank of India (“RBI”), on 31st January 2024 directed Paytm Payments Bank Limited to halt all business transactions, latest by 15th March 2024. The recent “debacle”, as many may call it, has shed light on various issues that

    NovoJuris
    By NovoJuris 6 months ago
  • Framework for Self-Regulatory Organisation (s) in the FinTech Sector

    Framework for Self-Regulatory Organisation (s) in the FinTech Sector

    The Reserve Bank of India (“RBI”) vide its press release dated 15th January 2024, announced the release of the Draft Framework for Self-Regulatory Organisation (s) in the FinTech Sector (“Draft Framework”). The Draft Framework is open for public and stakeholder

    NovoJuris
    By NovoJuris 7 months ago
  • CYBER INSURANCE

    CYBER INSURANCE

    This article was First Published on Bar and Bench on 13th January 2024. Why do you need a Cyber Insurance Policy? As many organizations process personal and sensitive information, continuously monitoring data protection practices should be a part of organizations’

    NovoJuris
    By NovoJuris 7 months ago
  • Consent Principles to consider for a Privacy Notice

    Consent Principles to consider for a Privacy Notice

    As per the Digital Personal Data Protection Act, 2023 (DPDPA), Privacy Notice should accompany or precede a consent request to Data Principal. As mentioned in the DPDPA, the consent should be free, specific, informed, unconditional, and unambiguous with a clear

    NovoJuris
    By NovoJuris 7 months ago
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